Course Bundles are listed first, at discounted prices. They are combinations of individual courses that provide 3 to 30 credits. Individual, or single, courses with 1 to 12 credits are listed after the Packages.
Course Bundles
Single Courses
What Interests You?
How to Order and Access Your Courses 
COURSE BUNDLES
(Two courses provided by email as files to save or print off.)
Provincial Life Credits: 2 credits in BC, AB, SK, MB, ON
CFP® Professionals: 2 credits (1 Financial Planning, 1 Practice Management)
Institute Credits: 2
This package contains two courses that will provide one credit each for anti-money laundering and privacy continuing education. These courses are compliance essentials for all financial services professionals:
(Two courses provided by email as files to save or print off.)
Provincial Life Credits: 3 credits in BC, AB, SK, MB, ON
Quebec Credits: CSF:1 PDU (1 Compliance); IQPF: 1 PDU (1 SC)
CFP® Professionals: 3 credits (2 Financial Planning, 1 Professional Responsibility)
General Credits: 1 credit in BC, AB, SK, MB, ON
Institute Credits: 3
CECAP: 1 (Compliance)
This package provides three credits to satisfy requirements for ethics credits (such as in Saskatchewan). You get two courses:
(Three video courses provided to view online.)
Provincial Life Credits: 3 credits in BC, AB, SK, MB, ON
CFP® Professionals: 3 credits (Financial Planning)
This package combines How to Survive a FINTRAC Audit, The Requirements for a FINTRAC Compliant Practice and Establishing a FINTRAC Compliant Practice to provide 3 CE credit hours for life agents and CFPs.
(Three courses: one course provided by email as file to save or print off; two video courses provided to view online.)
Provincial Life Credits: 5 credits in BC, SK, MB, ON (AB: 4 credits)
Provincial A&S Credits: 1 credit in BC, AB, SK, MB, ON
CFP® Professionals: 5 credits (Financial Planning)
This package combines the Canada’s Long-Term Care Crisis, Integrating Retirement and Estate Planning and Retirement Planning by Life Stage courses to provide 5 CE credit hours for life agents and CFPs.
(Two courses provided by email as files to save or print off.)
Provincial Life Credits: 7 credits in BC, AB, SK, MB, ON
Provincial A&S Credits: 7 credits in BC, AB, SK, MB, ON
Quebec Credits: CSF: 5 PDUs (1 Compliance; 4 Insurance of Persons); IPQF: 4 PDUs (1 SC; 3 SFPA)
CFP® Professionals: 7 credits (Financial Planning)
Institute Credits: 5
CECAP: 3 (Professional Development)
This package combines Be a Better Advisor This Year and Sound Business Practices for Life Agents to provide the equivalent to one full day of seminar CE credits for life agents, A&S agents, and CFPs.
You get one 15-question quiz and your Certificate, valid for the insurance regulators in the provinces listed above, for 7 credits. (Provincial regulators restrict the maximum number of credits that can be earned in one day to 7). CLIFE is an FPSC-approved CE provider. See our other Seminar Alternative bundles for other 7 credit options.
(Two courses provided by email as files to save or print off.)
Provincial Life Credits: 7 credits in BC, AB, SK, MB, ON
Provincial A&S Credits: 7 credits in BC, AB, SK, MB, ON
Quebec Credits: CSF: 3 PDUs (Compliance); IPQF: 3 PDUs (SC)
CFP® Professionals: 7 credits (5.5 Financial Planning; 1.5 Practice Management)
Institute Credits: 3
CECAP: 3 (Compliance)
This package combines Decisions, Decisions: A Simple Approach to Better Financial Decisions and Privacy Practices for Financial Services to provide the equivalent to one full day of seminar CE credits for life agents, A&S agents, and CFPs.
You get one 15-question quiz and your Certificate, valid for the insurance regulators in the provinces listed above, for 7 credits. (Provincial regulators restrict the maximum number of credits that can be earned in one day to 7). CLIFE is an FPSC-approved CE provider. See our other Seminar Alternative bundles for other 7 credit options.
(Two courses provided by email as files to save or print off.)
Provincial Life Credits: 7 credits in BC, AB, SK, MB, ON
Provincial A&S Credits: 7 credits in BC, SK, MB, ON (AB: 5 credits)
CFP® Professionals: 7 credits (Financial Planning)
This package combines A Big Issue: Your Older and Aging Clients and Their Mental Capacity and The 7 Dangerous Financial Planning Mistakes to provide the equivalent to one full day of seminar CE credits for life agents and CFPs.
You get one 15-question quiz and your Certificate, valid for the insurance regulators in the provinces listed above, for 7 credits. (Provincial regulators restrict the maximum number of credits that can be earned in one day to 7). CLIFE is an FPSC-approved CE provider. See our other Seminar Alternative bundles for other 7 credit options.
(One course provided by email as file to save or print off; one video to watch online.)
Provincial Life Credits: 8 credits in BC, AB, SK, MB, ON
Provincial A&S Credits: 7 credits in BC, AB, SK, MB, ON
CFP® Professionals: 8 credits (Financial Planning)
Is it “good-bye tension, hello pension” when preparing for retirement or living in retirement? Find out what can make this period of life the “happy days.” This value-priced package combines the RIGHT Answers (Fast, Accurate Answers to Client Retirement Questions) and Integrating Retirement and Estate Planning to provide 8 CE credit hours for life agents and CFPs.
(Two courses provided by email as files to save or print off.)
Provincial Life Credits: 9 credits in BC, AB, SK, MB, ON
Provincial A&S Credits: 7 credits in BC, AB, SK, MB, ON
CFP® Professionals: 9 credits (Financial Planning)
This package combines RIGHT Answers: Fast, Accurate Answers to Client Retirement Questions and A Comparison of Segregated Funds, Mutual Funds, and Exchange Traded Funds to provide 9 CE credit hours for life agents and CFPs (technical).
(Two courses provided by email as files to save or print off.)
Provincial Life Credits: 10 credits in BC, AB, SK, MB, ON
Provincial A&S Credits: 10 credits in BC, SK, MB, ON
CFP® Professionals: 10 credits (Financial Planning)
Canadian life insurers pay out approximately $160 million per week (over $8.3 billion annually) in death benefits. Meanwhile, a leading Canadian bank reports that roughly 80% of Canadians are in debt and nearly two-thirds would have trouble affording their debt if interest rates rise. It seems that, in Canada, we’re experiencing a personal boom and bust at the same time. And, to a degree, that is true with some areas within the country and some demographic groups going through a phase of dynamic growth, while others are not so lucky.
Learn to manage both sides of the financial equation with the two courses in this package: Boom! Managing Sudden Wealth: Inheritance, Home Equity, Business Proceeds (and other windfalls) – Overview Edition, and Bust! Managing Debt.
There’s something for all advisors to learn in these courses and apply to all their clients. Whether it’s a strategy to manage sudden wealth or to pay down debt, this is highly relevant information that proves your worth as a valued advisor.
(If you prefer the full-length version of Boom! Managing Sudden Wealth, please see the 15-credit course listed below.)
(Two courses provided by email as files to save or print off.)
Provincial Life Credits: 10 credits in BC, AB, SK, MB, ON
Provincial A&S Credits: 7 credits in BC, AB, SK, MB, ON
CFP® Professionals: 10 credits (Financial Planning)
General Credits: 7 credits in BC, AB, SK, MB, ON
RIBO Credits: 7 (Technical) in ON
This package combines Financial Fraud: How to Protect Yourself, Your Clients, and Your Business from Financial Fraud and Retirement Planning by Life Stage to provide 10 CE credit hours for life agents and CFPs.
(Two courses provided by email as files to save or print off.)
Provincial Life Credits: 10 credits in BC, AB, SK, MB, ON
Provincial A&S Credits: 10 credits in BC, AB, SK, MB, ON
Quebec Credits: CSF: 3 PDUs (1 General; 2 Insurance of Persons); IPQF: 3 PDUs (SFPA)
CFP® Professionals: 10 credits (Financial Planning)
General Credits: 7 credits in BC, AB, SK, MB, ON
RIBO Credits: 7 (Technical) in ON
Institute Credits: 3
CECAP: 2 (Product Knowledge)
This package combines Financial Fraud: How to Protect Yourself, Your Clients, and Your Business from Financial Fraud and The Financial Snapshot: Foundations for Insurance Planning to provide 10 CE credit hours for life agents, A&S agents, and CFPs.
(Three courses: two courses provided by email as files to save or print off; one video course provided to view online.)
Provincial Life Credits: 11 credits in BC, SK, MB, ON (AB: 5 credits)
Provincial A&S Credits: 11 credits in BC, AB, SK, MB, ON
CFP® Professionals: 11 credits (Financial Planning)
General Credits: 5 credits in BC, AB, SK, MB, ON
This package combines Canada’s Long-Term Care Crisis (video course), Travel Medical Insurance and A Big Issue print courses to provide 11 CE credit hours. It’s a review of the issues of aging, health and travel-medical and loaded with practical information to help you sell.
(Two courses provided by email as files to save or print off.)
Provincial Life Credits: 12 credits in BC, AB, SK, MB, ON
Provincial A&S Credits: 12 credits in BC, AB, SK, MB, ON
CFP® Professionals: 12 credits (Financial Planning)
This value-priced package combines the RIGHT Answers (Fast, Accurate Answers to Client Retirement Questions) and The Building Blocks of Canadian Retirement Planning to provide 12 CE credit hours for life agents and CFPs.
(Three courses provided by email as files to save or print off.)
Provincial Life Credits: 12 credits in BC, AB, SK, MB, ON
Provincial A&S Credits: 12 credits in BC, AB, SK, MB, ON
Quebec Credits: CSF: 3 PDUs (Compliance); IPQF: 3 PDUs (SC)
CFP® Professionals: 12 credits (Financial Planning)
Institute Credits: 3
CECAP: 3 (Compliance)
This outstanding package delivers three courses:
Learn principles for client management and compliance; benefit from the practical advice these courses provide. You can improve business relationships across the board while making your job easier and more rewarding.
(Six courses provided by email as files to save or print off.)
Provincial Life Credits: 16 credits in BC, AB, SK, MB, ON
Provincial A&S Credits: 16 credits in BC, AB, SK, MB, ON
Quebec Credits: CSF: 16 PDUs (1 General Subject, 9 Insurance of Persons, 6 Compliance); IQPF: 15 PDUs (9 SFPA, 6 SC)
CFP® Professionals: 16 credits (15 Financial Planning, 1 Professional Responsibility)
Institute Credits: 16
CECAP: 12.75 (4 Compliance, 8.75 Professional Development)
CECAP accredits programs that meet the CE requirements set by IIROC. This is a package that provides six individual courses. They are all CECAP accredited for Cycle 6, which ends December 31, 2017. Each course is also accredited by other regulators; Certificates issued on course completion show each category in which credits have been earned. Financial advisors save significant time and expense by taking these courses and applying the full number of credits of each single course against their across-the-board CE requirements.
Basic Concepts of Canadian Life Insurance
Basic Concepts of Canadian Life Insurance is a course that focuses on life insurance:
Be a Better Advisor This Year
This course provides simple steps you can take to be better at your job starting today. You get practical customer-focused ideas that you can immediately use to benefit prospects, clients, and your bottom line.
Learn to understand and anticipate client needs for insurance and investment products.
The Financial Snapshot: Foundations of Insurance Planning
A financial snapshot is an overview of client financial information that gives the agent-advisor essential information to build recommendations and advice.
Mastering the Life Insurance Sales Process
Provincial regulators are taking note. Advisor sales practices must comply with needs’ assessment and requirements for product recommendations. Includes a Financial Checklist that provides vital documentation for the client file!
Privacy Practices for the Financial Services
It’s time to learn more about privacy than PIPEDA. Privacy issues affect many of your activities and those of your employees. Interesting to read and vastly informative, Privacy Practices for the Financial Services should be on your desk today.
Red Flags of Unethical Conduct: Case Studies Laid Open for Learning
Egalement disponible en francais.
This course is not another lecture on what it means to be ethical. We assume you know its importance. Red Flags of Unethical Conduct provides thought-provoking ethical situations in which advisors must make hard choices and suggests how ethical guidelines can help decision-making.
(Three courses provided by email as files to save or print off.)
Provincial Life Credits: 13 credits in BC, AB, SK, MB, ON
Provincial A&S Credits: 13 credits in BC, SK, MB, ON (AB: 5 credits)
CFP® Professionals: 13 credits (Financial Planning)
The senior population in Canada is surging. To best take care of seniors’ financial planning needs, you must have information, and understanding of seniors and their challenges.
Three courses are included in this seniors-focused package:
This collection of courses, combined with your established expertise, gives you the know-how to become a seniors’ specialist. You will learn how to tackle seniors’ issues with compassion, confidence, and competence.
(Three courses provided by email as files to save or print off.)
Provincial Life Credits: 15 credits in BC, SK, MB, ON (AB: 10 credits)
Provincial A&S Credits: 15 credits in BC, AB, SK, MB, ON
Quebec Credits: CSF: 3 PDUs (Compliance); IPQF: 3 PDUs (SC)
CFP® Professionals: 15 credits (13.5 Financial Planning; 1.5 Practice Management)
Institute Credits: 3
CECAP: 3 (Compliance)
This package combines Travel Medical Insurance, Disability Income: Overview of Sources and Solutions, and Privacy Practices for the Financial Services to provide 15 CE credit hours for life agents, A&S agents, and CFPs.
You will learn how to sell more travel medical insurance, have a better understanding of the disability income model, and round out your learning with the essentials of privacy compliance that go far beyond your typical PIPEDA overview.
(Two courses provided by email as files to save or print off.)
Provincial Life Credits: 15 credits in BC, AB, SK, MB, ON
Provincial A&S Credits: 15 credits in BC, AB, SK, MB, ON
Quebec Credits: CSF: 3 PDUs (1 General; 2 Insurance of Persons); IPQF: 3 PDUs (SFPA)
CFP® Professionals: 15 credits (Financial Planning)
Institute Credits: 3
CECAP: 2 (Professional Development)
This package combines the Fundamentals of Canadian Life Insurance and The Financial Snapshot: Foundations for Insurance Planning to provide 15 CE credit hours for life agents and CFPs.
(Two courses provided by email as files to save or print off.)
Provincial Life Credits: 15 credits in BC, AB, SK, MB, ON
CFP® Professionals: 15 credits (Financial Planning)
This package combines the Fundamentals of Canadian Life Insurance and Retirement Planning by Life Stage courses to provide 15 CE credit hours for life agents and CFPs.
(Three courses provided by email as files to save or print off.)
Provincial Life Credits: 15 credits in BC, AB, SK, MB, ON
CFP® Professionals: 15 credits (14 Financial Planning; 1 Professional Responsibility)
Quebec Credits: CSF: 1 PDU (Compliance); IPQF: 1 PDU (SC)
General Credits: 1 credit in BC, AB, SK, MB, ON
Institute Credits: 1
CECAP: 1 (Compliance)
Specially developed for the learning needs of the new agent but available for anyone who wants a refresher on life insurance products, insight into client behaviour, and a reminder of the ethics of the profession.
This value-priced package includes: Fundamentals of Canadian Insurance (12 credits), The 7 Dangerous Financial Planning Mistakes (2 credits), and Red Flags of Unethical Conduct: Case Studies Laid Open for Learning (one credit).
(Two courses provided by email as files to save or print off.)
Provincial Life Credits: 15 credits in BC, AB, SK, MB, ON
CFP® Professionals: 15 credits (Financial Planning)
This package combines Retirement Income: Building Towards Answers and Retirement Income in Practice to provide 15 CE credit hours for life agents and CFPs. It is a valuable package of retirement income planning information and ideas.
(Four courses provided by email as files to save or print off.)
Provincial Life Credits: 20 credits in BC, AB, SK, MB, ON
Quebec Credits: CSF: 3 PDUs (Compliance); IQPF: 3 PDUs (SC)
CFP® Professionals: 20 credits (18.5 Financial Planning; 1.5 Practice Management)
Institute Credits: 3
CECAP: 3 (Compliance)
Get primed for more sales! This package combines our big retirement income course, which consists of Retirement Income: Building Towards Answers and Retirement Income in Practice, with 7 Dangerous Financial Planning Mistakes, and rounds out the 20 credits with Privacy Practices for the Financial Services. This is a learning experience packed with practical advice you can use to attract new clients and maintain harmony with those already on the books.
(Four courses provided by email as files to save or print off.)
Provincial Life Credits: 25 credits in BC, AB, SK, MB, ON
Provincial A&S Credits: 7 credits in BC, AB, SK, MB, ON
Quebec Credits: CSF: 3 PDUs (Compliance); IQPF: 3 PDUs (SC)
CFP® Professionals: 25 credits (23.5 Financial Planning; 1.5 Practice Management)
Institute Credits: 3
CECAP: 3 (Compliance)
This package combines our big retirement income course, which consists of Retirement Income: Building Towards Answers and Retirement Income in Practice, with the abridged Disability Overview course, and completes the 25 credits with Privacy Practices for the Financial Services. You’ll get an income overhaul with this package and gain new insight for both the retired and the disabled. Complete your studies with timely information on privacy that could affect you today.
(Six courses provided by email as files to save or print off.)
CFP® Professionals: 25 credits (24 Financial Planning; 1 Professional Responsibility)
CFP Professionals have the option of earning CE credits that are verifiable or FPSC-Approved. FPSC-Approved credits are granted when courses are pre-approved by the Council. C’Life is an FPSC-approved CE provider and has many pre-approved courses. This package is a shortcut for ordering the annual credit requirement to renew certification. All courses in the package are pre-approved. CFP Professionals may repeat courses from one renewal cycle to the next.
These courses also provide life credits, which can be submitted to provincial regulators. These credits will display on each course Certificate.
Boom: Managing Sudden Wealth: 7 credits (Financial Planning)
Learn how to manage the sudden wealth from real estate proceeds, inheritance, investing, or business proceeds. Rationalize client expectations with a plan that can assure financial freedom for life.
Be the Better RRSP/TFSA Advisor: 6 credits (Financial Planning)
This course provides a vital review of RRSPs and TFSAs, points of comparison, strategies for use, and details of taxation. Learn the answer to the question, “Which one is best?”
A Big Issue: Your Older and Aging Clients and Their Mental Capacity: 5 credits (Financial Planning)
A Big Issue addresses dementia and Alzheimer’s disease in the context of mental and financial capacity. Prepare yourself by understanding your responsibility to clients with failing capacity, what you can do, and when.
Estate Planning for Retirees: 5 credits (Financial Planning)
Estate Planning for Retirees provides a wealth of no-nonsense detail about plans that must be made during life, what happens to the estate at death, and how to prepare for taxes now and then. A focus on insurance products ensures you will equip your clients with insurance designed to meet their needs.
Mastering the Life Insurance Sales Process: 1 credit (Financial Planning)
Advisor sales practices must comply with needs’ assessment and requirements for product recommendations. Take this course for details on precisely what must be disclosed to the client, and why.
Red Flags of Unethical Conduct: Case Studies Laid Open for Learning: 1 credit (Professional Responsibility)
Red Flags of Unethical Conduct forces you to examine your thinking about ethics and ethics in practice. It provides thought-provoking ethical situations in which advisors must make hard choices and suggests how ethical guidelines can help decision-making.
(Five courses provided by email as files to save or print off. Also available to order printed courses shipped from CLIFE, ready for reading. One test.)
Provincial Life Credits: 30 credits in BC, AB, SK, MB, ON
Provincial A&S Credits: 15 credits in BC, AB, SK, MB, ON
Quebec Credits: CSF: 8 PDUs (2 General Subject, 6 Insurance of Persons); IQPF: 3 PDUs (SFPA)
CFP® Professionals: 30 credits (Financial Planning)
Institute Credits: 3
CECAP: 2 (Professional Development)
This package combines Retirement Income (the text and its separate workbook), RIGHT Answers, The Building Blocks of Canadian Retirement Planning and The Financial Snapshot to provide 30 CE credit hours for life agents, financial planners, and CFP professionals.
Here is some of what you will learn:
(Three courses provided by email as files to save or print off.)
Provincial Life Credits: 30 credits in BC, AB, SK, MB, ON
Provincial A&S Credits: 10 credits in BC, AB, SK, MB, ON
CFP® Professionals: 30 credits (Financial Planning)
The continuing education (CE) requirement for life agents regulated by the Financial Services Commission of Ontario (FSCO) requires the completion of 30 hours of CE every two years. Continuing education must be related to the technical aspects of life insurance. (Read the examples of acceptable topics here: FSCO CE guidelines)
Specific courses are not approved, recommended, or endorsed by FSCO. However, the Alberta Insurance Council (AIC) actively accredits courses, as does the Financial Planning Standards Council (FPSC). The courses in this package have met with the approval of AIC or FPSC for CE for life agents and financial planners. You can take them as a fast-track to 30 credits, or choose other packages or individual courses in our catalogue. They all meet the specifications for CE in the province.
Boom: Managing Sudden Wealth: 15 credits (AIC approved; Verifiable for CFP Professionals)
Learn how to manage the sudden wealth from real estate proceeds, inheritance, investing, or business proceeds. Rationalize client expectations with a plan that can assure financial freedom for life.
Taking Care of Business: Insurance Needs of Business Owners: 10 credits (AIC approved; Verifiable for CFP Professionals)
Business owners need life and disability insurance to fund buy-outs and personal needs. You’ll learn how to protect their personal and corporate interests by appropriate insurance coverage. Plus, you’ll learn the top tips for an exit strategy and a Shareholder Agreement Checklist.
Estate Planning for Retirees: 5 Credits (AIC approved; FPSC pre-approved)
Estate Planning for Retirees gives you in-depth information you can use to help your retired or retiring clients plan their estates. It provides a wealth of no-nonsense detail about plans that must be made during life, what happens to the estate at death, and how to prepare for taxes now and then.
SINGLE COURSES
(Course provided by email as file to save or print off.)
Provincial Life Credits: 2 credits in BC, AB, SK, MB, ON
CFP® Professionals: 2 credits (Financial Planning)
You’ve seen prospects and even your clients make these mistakes! — their belief that they don’t need a financial plan, that they can plan on their own, that they know all there is to know, or that their friend or neighbour has the right answer. This course covers seven common mistakes clients make, and the loss of opportunities that result from their errors.
You learn new approaches to understand the benefits and role of financial planning, and ideas you can implement to create customers for life.
(Course provided by email as file to save or print off.)
Provincial Life Credits: 3 credits in BC, AB, SK, MB, ON
Provincial A&S Credits: 3 credits in BC, AB, SK, MB, ON
Quebec Credits: CSF: 3 PDUs (3 Insurance of Persons); IQPF: 3 PDUs (3 SFPA)
CFP® Professionals: 3 credits (Financial Planning)
Institute Credits: 3
CECAP: 3 (Professional Development)
Basic Concepts of Canadian Life Insurance is a course that focuses on life insurance:
On completion, you’ll know your life products and procedures. Get the deal done!
(Course provided by email as file to save or print off.)
Provincial Life Credits: 5 credits in BC, AB, SK, MB, ON
Provincial A&S Credits: 5 credits in BC, AB, SK, MB, ON
Quebec Credits: CSF: 5 PDUs (1 Compliance; 4 Insurance of Persons); IQPF: 4 PDUs (3 SFPA; 1 SC)
CFP® Professionals: 5 credits (Financial Planning)
General Credits: 5 credits in BC, AB, SK, MB, ON
Institute Credits: 5
CECAP: 3 (Professional Development)
If you provide better advice to your customers, will your sales improve?
This course gives you the chance to answer this question. It provides simple steps you can take to be better at your job starting today. You get practical customer-focussed ideas that you can immediately use to benefit prospects, clients, and your bottom line.
Learn to understand and anticipate client needs for insurance and investment products.
(Course provided by email as file to save or print off.)
Provincial Life Credits: 6 credits in BC, AB, SK, MB, ON
CFP® Professionals: 6 credits (Financial Planning)
Think the market is saturated? Only one in four Canadians contribute to RRSPs. Many of those who contribute do not fully understand their plan, its options, and its requirements. This course provides a vital review of RRSPs and TFSAs, points of comparison, strategies for use, and details of taxation. Even if you think RRSPs (and TFSAs) are old hat, chances are you’ll find new and important information in this course that can give you an advantage with prospects and clients.
(Course provided by email as file to save or print off.)
Provincial Life Credits: 5 credits in BC, AB, SK, MB, ON
Provincial A&S Credits: 5 credits in BC, AB, SK, MB, ON
CFP® Professionals: 5 credits (Financial Planning)
This is a course about a thief that sneaks in, and remains undetected until it steals a person’s independence and ability to cope financially.
The thief is dementia and Alzheimer’s disease.
A Big Issue addresses dementia and Alzheimer’s disease in the context of mental and financial capacity. Here’s what you need to know and how to prepare for the upcoming epidemic.
This is pure financial planning knowledge that addresses a frightening problem with information, insights, and ideas.
(Course provided by email as file to save or print off.)
Provincial Life Credits: 15 credits in BC, AB, SK, MB, ON
Provincial A&S Credits: 15 credits in BC, SK, MB, ON
CFP® Professionals: 15 credits (Financial Planning)
In 2015, Canadian life insurers paid out approximately $160 million per week in death benefits. This is just one part of the immense transfer of wealth from one generation to the next that is happening now.
Get on board with the knowledge you need to find and manage sudden wealth, such as that received from insurance proceeds, property inheritance, real estate proceeds, or the sale of a business.
Learn how to manage client expectations and risks. Deal with issues like debt, investing, and insurance. Provide solutions. This is a must-do course if you plan to work with this growing market.
(A 7-credit version of this course is also available; see below)
(Course provided by email as file to save or print off.)
Provincial Life Credits: 7 credits in BC, ab, SK, MB, ON
Provincial A&S Credits: 7 credits in BC, SK, MB, ON
CFP® Professionals: 7 credits (Financial Planning)
This is a short-form version of the 15-credit course, Boom! Managing Sudden Wealth. You get the essentials on managing a windfall: its scope, its challenges, and its benefits.
Learn about a strategy for saving, investing, insurance, and gifting. Get details on legal and tax matters that affect financial planning.
You won’t be shortchanged by this overview version of the course. It provides plenty of valuable information to build your expertise in a subject that is relevant now — and will be of huge importance in years to come.
(The 15-credit version of this course is also available; see above)
(Course provided by email as file to save or print off OR in print format, shipped from CLIFE, ready for reading.)
Provincial Life Credits: 5 credits in BC, AB, SK, MB, ON
Provincial A&S Credits: 5 credits in BC, AB, SK, MB, ON
CFP® Professionals: 5 credits (Financial Planning)
Increase your understanding of retirement issues, plans, and planning to better serve the 1,000 Canadians a day who are retiring now — and for the next 20 years.
This course is an easy to read selection of terms and concepts that are relevant to retirement. The terms will help you guide client retirement decision-making, provide essential facts that will help develop plans, and give you insight and information. You will learn the real needs of retirees and how you can serve those needs.
(Course provided by email as file to save or print off.)
Provincial Life Credits: 3 credits in BC, AB, SK, MB, ON
Provincial A&S Credits: 3 credits in BC, SK, MB, ON
CFP® Professionals: 3 credits (Financial Planning)
You have clients in debt. How can we be so sure? Statistics show that roughly 80% of Canadians are in debt and spend an average of 14% of after-tax income on their debt. All debt isn’t bad but, for many, debt is a four-letter word.
This course fills in the blanks on debt: who goes into debt, how people go into debt, what they can do about it, and how they can crawl out from under its burden. It give you information you can use to advise your clients on controlling and eliminating debt, and includes useful details about debt management and consolidation.
(Also available in the 10-credit Boom and Bust course bundle.)
(Video course provided to view online.)
Speaker: Karen Henderson, CEO, Long-term Care Planning Network
Provincial Life Credits: 1 credit in BC, SK, MB, ON
Provincial A&S Credits: 1 credit in BC, AB, SK, MB, ON
CFP® Professionals: 1 credit (Financial Planning)
This session will give you the facts underlying long-term care: what it is and what your clients can expect. It will also show you how long term care insurance can prepare your clients for the future, and provide valuable tips to help you in this market.
(Course provided by email as file to save or print off.)
Provincial Life Credits: 4 credits in BC, AB, SK, MB, ON
Provincial A&S Credits: 4 credits in BC, AB, SK, MB, ON
CFP® Professionals: 4 credits (Financial Planning)
Here is your secret weapon in the battle to be the best at providing extraordinary financial service advice.
This course will teach you how to make complex decisions in a simple four-step process. The process can be applied to any decision you face — personal or professional. And, for the financial advisor, it provides a way to substantiate a decision to a client. You can work through the process with a client, agree on the conclusion, and the decision is made. This process will save you time and make you better at your job.
(Course provided by email as file to save or print off.)
Provincial Life Credits: 7 credits in BC, AB, SK, MB, ON
Provincial A&S Credits: 7 credits in BC, AB, SK, MB, ON
CFP® Professionals: 7 credits (Financial Planning)
This is an abridged version of the 12-credit course, Disability Income: Sources and Solutions. You will not be short-changed by this course! Learn about the programs available for the disabled, and about the ever-increasing disabled population. Insurance policies and substitute decision-making with an emphasis on trusts are covered in depth. Federal programs including CPP, EI, and RDSPs are detailed to give you the insight to show clients their need for insurance products that can cover the spectrum of disability needs for themselves and their children.
(Course provided by email as file to save or print off.)
Provincial Life Credits: 12 credits in BC, AB, SK, MB, ON
Provincial A&S Credits: 12 credits in BC, AB, SK, MB, ON
CFP® Professionals: 12 credits (Financial Planning)
There are currently over 4 million disabled Canadians. As the average age increases in coming years, there will be an ever greater number of disabled because of the direct link between aging and disability. To serve this market, you need the information and insights this Course delivers. Understand the federal and provincial programs available for the disabled. Learn what constitutes mental capacity, the signs of elder abuse, and how to create a disability income plan. Get the facts you need-to-know to increase sales of life, disability, critical illness, and long-term care insurance.
(Video course provided to view online.)
Speaker: Eileen di Cenzo, Chief Compliance Officer (CCO)
Provincial Life Credits: 1 credit in BC, AB, SK, MB, ON
CFP® Professionals: 1 credit (Financial Planning)
Establishing a FINTRAC Compliant Practice provides a wealth of detail that can save you countless hours of trying to decipher legislated requirements on your own. As we have suggested before, this is a session where you want to have your pen and paper ready to make notes that can become your personal guidance system on this complex topic.
(Course provided by email as file to save or print off.)
Provincial Life Credits: 5 credits in BC, AB, SK, MB, ON
CFP® Professionals: 5 credits (Financial Planning)
Estate Planning for Retirees gives you in-depth information you can use to help your retired or retiring clients plan their estates. It provides a wealth of no-nonsense detail about plans that must be made during life, what happens to the estate at death, and how to prepare for taxes now and then. A focus on insurance products and structure ensures you will equip your clients with insurance designed to meet their needs.
(Course provided by email as file to save or print off.)
Provincial Life Credits: 7 credits in BC, AB, SK, MB, ON
Provincial A&S Credits: 7 credits in BC, AB, SK, MB, ON
CFP® Professionals: 7 credits (Financial Planning)
General Credits: 7 credits in BC, AB, SK, MB, ON
RIBO Credits: 7 (Technical)
Every email you receive that urges you to respond to important information about your bank account, or that you have won a lottery, or that your assistance is needed in transferring funds shows you are a target for financial fraud. Financial fraud is everywhere: the Internet, the mail, the person selling a service at your front door, and inadvertently by word-of-mouth in the latest “hot” investment tip from your friend or neighbour.
Learn what the frauds are, how they can be prevented, and what to do if you, your clients, or your business becomes a victim.
(Course provided by email as file to save or print off.)
Provincial Life Credits: 3 credits in BC, AB, SK, MB, ON
Provincial A&S Credits: 3 credits in BC, AB, SK, MB, ON
Quebec Credits: CSF: 3 PDUs (1 General Subject, 2 Insurance of Persons); IPQF: 3 PDUs (SFPA)
CFP® Professionals: 3 credits (Financial Planning)
Institute Credits: 3
CECAP: 2 (Professional Development)
A financial snapshot is an overview of client financial information that gives the agent-advisor essential information to build recommendations and advice.
In this three-credit Course, you will learn how to create a financial snapshot and:
(Course provided by email as file to save or print off.)
Provincial Life Credits: 3 credits in BC, AB, SK, MB, ON
CFP® Professionals: 3 credits (Financial Planning)
A will is an important and powerful document. Now, you can add another feather to your advisor’s cap when you take this course and learn the many reasons you should review your client’s and prospect’s will. This course describes common mistakes made in will preparation and provides a highly useful Asset Inventory form and a Beneficiary Endowment form to use with clients. Here is practical, everyday information to reinforce your value and enhance financial planning.
(Course provided by email as file to save or print off.)
Provincial Life Credits: 12 credits in BC, AB, SK, MB, ON
Provincial A&S Credits: 12 credits in BC, AB, SK, MB, ON
CFP® Professionals: 12 credits (Financial Planning)
This 12-credit Course provides an essential review of many key, tried-and-true life insurance concepts. However, the importance of this Course is that it brings together the basics with information on more advanced topics and new products, such as the Pooled Registered Pension Plan, in which additional details are always helpful to have on hand.
Over 160 terms are explained in a clear, easy to understand style and many are supplemented with links to additional information so you can research further those subjects of interest, or perplexity, to you.
(Video course provided to view online.)
Speaker: Eileen di Cenzo, Chief Compliance Officer (CCO)
Provincial Life Credits: 1 credit in BC, AB, SK, MB, ON
CFP® Professionals: 1 credit (Financial Planning)
Most industry advisors are already familiar with FINTRAC, the Financial Transactions Reports Analysis Centre of Canada, but they may not be aware that FINTRAC has the power and ability to audit their records seeking evidence of compliance with requirements as specified in the Proceeds of Crime (Money Laundering) and Terrorist Financing Act.
(Ce cours est offert sous forme de fichier pdf à imprimer ou de visualiser en ligne.)
Provincial Life Credits: 1 credit in BC, AB, SK, MB, ON
Provincial A&S Credits: 1 credit in BC, AB, SK, MB, ON
Quebec Credits: CSF: 1 PDU (1 Compliance); IQPF: 1 PDU (1 SC)
CFP® Professionals: 1 credit (Professional Responsibility)
General Credits: 1 credit in BC, AB, SK, MB, ON
Institute Credits: 1
CECAP: 1 (Compliance)
Ce cours n’est pas une autre conférence sur ce qu’il signifie d’être éthique. Nous supposons que vous savez déjà son importance. Les Infractions au Code D’éthiques : Études de Cas Ouvert à L’apprentissage vous oblige d’examiner votre réflexion sur l’éthique et l’éthique en pratique. Il fournit des situations éthiques stimulantes dans lesquelles les conseillers doivent prendre des décisions difficiles et il suggère comment les directives éthiques peuvent aider avec la prise de bonnes décisions.
Intéressant et engageante, Les Infractions au Code D’éthiques devraient être votre choix pour rafraîchir votre éducation sur le comportement éthique.
Cliquez ici pour plus d’informations…
(Course provided by email as file to save or print off.)
Provincial Life Credits: 5 credits in BC, AB (pending), SK, MB, ON
CFP® Professionals: 5 credits (Financial Planning)
There are many benefits to segregated fund investing thanks to their offer as insurance contracts. Combine those benefits with the enormous market potential of the increasing senior population: Show the advantages of guarantees, resets, beneficiary designations, and probate bypass. Add the benefits and the market together, and you’ll come out a winner!
This course helps to deliver that winning proposition. You will ramp up your seg fund know-how and learn key advising points to use with clients. Boost product knowledge, and learn what you need to know in an easy-to-read style that is free from manufacturers’ claims. Get excited again about seg funds as a win-win investment opportunity.
(Course provided by email as file to save or print off.)
Provincial Life Credits: 3 credits in BC, AB, SK, MB, ON
CFP® Professionals: 3 credits (Financial Planning)
Here’s a course on the investment strategy of leveraging, its risks, and its rewards. You will learn all you need to know about tax deductibility, suitability, and how to achieve success —- without complicated formulas and calculations.
This course will help you determine when and if leveraging is a recommendation you want to pursue.
(Course provided by email as file to save or print off.)
Provincial Life Credits: 3 credits in BC, AB, SK, MB, ON
Provincial A&S Credits: 3 credits in BC, AB, SK, MB, ON
CFP® Professionals: 3 credits (Financial Planning)
General Credits: 3 credits in BC, AB, SK, MB, ON
Make clients, colleagues, and managers happy to work with you. Distinguish yourself as “the one” who has the skills, the knowledge, and the patience to turn conflict into collaboration. This Course shows you how.
Understand how conflicts begin and how to manage them to a satisfactory solution.
Learn:
Includes a win-win negotiation preparation worksheet!
(Course provided by email as file to save or print off.)
Provincial Life Credits: 1 credit in BC, AB, SK, MB, ON
Provincial A&S Credits: 1 credit in BC, AB, SK, MB, ON
Quebec Credits: CSF: 1 PDU (1 Compliance); IQPF: 1 PDU (1 SC)
CFP® Professionals: 1 credit (Financial Planning)
Institute Credits: 1
CECAP: 0.75 (Professional Development)
Provincial regulators are taking note. Advisor sales practices must comply with needs’ assessment and requirements for product recommendations. Be ready if you are challenged: take Mastering the Life Insurance Sales Process for the details on precisely what must be disclosed to the client, and why. Includes a Financial Checklist that provides vital documentation for the client file!
(Course provided by email as file to save or print off.)
Provincial Life Credits: 3 credits in BC, AB, SK, MB, ON
Provincial A&S Credits: 3 credits in BC, AB, SK, MB, ON
Quebec Credits: CSF: 3 PDUs (3 Compliance); IQPF: 3 PDUs (3 SC)
CFP® Professionals: 3 credits (1.5 Financial Planning; 1.5 Practice Management)
General Credits: 3 credits in BC, AB, SK, MB, ON
Adjusters: 3 credits in AB
RIBO Credits: 3 (Management)
Institute Credits: 3
CECAP: 3 (Compliance)
It’s time to learn more about privacy than PIPEDA. Privacy issues affect many of your activities and those of your employees. In this Course you:
This Course is a win/win/win/win: You, your office, your employees, and your clients and customers will all come out ahead when you have adopted these privacy protocols. Interesting to read and vastly informative, Privacy Practices for the Financial Services should be on your desk today.
Also, make sure you complete your order with It’s Private!, an essential employee privacy training presentation that will be a permanent resource in your office. See below for more details.
Course Price: $39.95
(Course provided by email as file to save or print off.)
Provincial Life Credits: 3 credits in BC, AB, SK, MB, ON
CFP® Professionals: 3 credits (Financial Planning)
Probate Planning explains the probate process and provides ideas for planning opportunities that can reduce probate. This is must-know information to advise clients in all provinces in which a probate charge is levied on the estate: you can show clients how their estates can save potentially significant costs while reinforcing the value of insurance products in the asset mix.
(Course provided by email as file to save or print off.)
Provincial Life Credits: 3 credits in BC, AB, SK, MB, ON
Provincial A&S Credits: 3 credits in BC, AB, SK, MB, ON
CFP® Professionals: 1 credit (Professional Responsibility) + 2 bonus Financial Planning credits
As a CFP professional, you need a professional responsibility CE credit annually. This course provides that credit. The focus is on ethics but you’ll read background on the challenges seniors present and thought-provoking case studies centred on seniors. Each case study draws upon FPSC® Principles and Rules to provide guidance for your responsibilities as a professional.
As a bonus, you’ll also receive two FPSC® Financial Planning credits!
Informative and stimulating, Professional Responsibility and Seniors provides you with the necessary credit and important information to use in building and sustaining a relationship with your senior clients.
Want the PR credit in a general ethics course? See Red Flags of Unethical Behaviour; available as a repeat if you have taken it before.
(Course provided by email as file to save or print off.)
Provincial Life Credits: 1 credit in BC, AB, SK, MB, ON
Provincial A&S Credits: 1 credit in BC, AB, SK, MB, ON
Quebec Credits: CSF: 1 PDU (1 Compliance); IQPF: 1 PDU (1 SC)
CFP® Professionals: 1 credit (Professional Responsibility)
General Credits: 1 credit in BC, AB, SK, MB, ON
Institute Credits: 1
CECAP: 1 (Compliance)
Egalement disponible en français.
This course is not another lecture on what it means to be ethical. We assume you know its importance. Red Flags of Unethical Conduct forces you to examine your thinking about ethics and ethics in practice. It provides thought-provoking ethical situations in which advisors must make hard choices and suggests how ethical guidelines can help decision-making.
Interesting and engaging, Red Flags of Unethical Conduct should be your choice for ethics education.
(Video course provided to view online.)
Speaker: Eileen di Cenzo, Chief Compliance Officer (CCO)
Provincial Life Credits: 1 credit in BC, AB, SK, MB, ON
CFP® Professionals: 1 credit (Financial Planning)
Through this course you will become aware—or be reminded—of the breadth and depth of your requirements to be FINTRAC-compliant; information you must know and must apply on a daily basis. Get your pens and paper ready because this is a presentation you’ll want to take notes on!
(Course provided by email as file to save or print off.)
Provincial Life Credits: 12 credits in BC, AB, SK, MB, ON
CFP® Professionals: 12 credits (Financial Planning)
Everyone saving for retirement wants to know how much to save and whether it will be enough to live on. This course gives you the information you need to answer these questions and includes details on essentials such as income sources and tax. You will learn sales opportunities for insurance products including annuities and life policies.
(Course provided by email as file to save or print off.)
Provincial Life Credits: 3 credits in BC, AB, SK, MB, ON
CFP® Professionals: 3 credits (Financial Planning)
Retirement Income in Practice is the complementary course to Retirement Income: Building Towards Answers. It takes the ideas of that course and puts them to the test in three case studies. A valuable overview of essential information is also provided. A set of worksheets is provided for advisor use.
(Course provided by email as file to save or print off.)
Provincial Life Credits: 3 credits in BC, AB, SK, MB, ON
CFP® Professionals: 3 credits (Financial Planning)
This three-credit course suggests three life stages by which you can classify your clients while planning their finances with the goal of retirement in mind:
Each stage has considerations around asset creation and protection, life insurance needs, and pension planning.
(Course provided by email as file to save or print off.)
Provincial Life Credits: 7 credits in BC, AB, SK, MB, ON
Provincial A&S Credits: 7 credits in BC, AB, SK, MB, ON
CFP® Professionals: 7 credits (Financial Planning)
260 questions and answers! Here is a course that provides valuable information about issues relating to retirement income presented entirely in a question-and-answer format. This makes reading easy — you’ll learn all you need to know — and you get the ongoing benefit of a resource you can use every day in client meetings and conferences.
RIGHT Answers is written in a very clear, easy-to-read style to help you become the reliable source of retirement income facts for clients and prospects hungry for answers. It is a remarkable course for its clear approach to a subject that is too often made unnecessarily complicated.
(Course provided by email as file to save or print off.)
Author: J-P Bernier
Provincial Life Credits: 2 credits in BC, AB, SK, MB, ON
Provincial A&S Credits: 2 credits in BC, AB, SK, MB, ON
CFP® Professionals: 2 credits (Financial Planning)
In this course, J-P reviews the fundamentals of compliance and gives practical instruction for sole practitioners or larger companies on how to implement these fundamentals. He does not take this opportunity to lecture on wrongdoings and their consequences, but rather encourages the agent/advisor to follow practices that are going to be good for business! The agent/advisor gets both the benefit of “why-to” and “how-to” in logical, easy-to-follow instructions and advice.
(Course provided by email as file to save or print off.)
Provincial Life Credits: 10 credits in BC, AB, SK, MB, ON
Provincial A&S Credits: 10 credits in BC, AB, SK, MB, ON
CFP® Professionals: 10 credits (Financial Planning)
RIBO Credits: 5 (Management)
In the words of Canadian music greats Bachman-Turner Overdrive, it is time to be “taking care of business”. Why look to business to boost your business? Easy: It is a huge market, there’s lots of product potential, and it’s a way to specialize your services.
If you sell life and disability policies now, you can add your entire local business market to your prospect list. Business owners need life and disability insurance to fund buy-outs and personal needs. You’ll learn how to protect their personal and corporate interests by appropriate insurance coverage. Plus, you’ll learn the top tips for an exit strategy and a Shareholder Agreement Checklist, provided by a leading Canadian business lawyer.
This is a great course that simplifies a complex subject.
(Course provided by email as file to save or print off.)
Provincial Life Credits: 5 credits in BC, AB, SK, MB, ON
Provincial A&S Credits: 5 credits in BC, AB, SK, MB, ON
CFP® Professionals: 5 credits (Financial Planning)
This is a condensed version of the 10-credit course by the same name. You’ll still learn about life and disability insurance to fund buy-outs and personal needs, and how to protect personal and corporate interests by appropriate insurance coverage.
This course will build your expertise and confidence in order to excel at the business insurance market.
(Course provided by email as file to save or print off.)
Provincial Life Credits: 5 credits in BC, SK, MB, ON
Provincial A&S Credits: 5 credits in BC, AB, SK, MB, ON
CFP® Professionals: 5 credits (Financial Planning)
General Credits: 5 credits in BC, AB, SK, MB, ON
RIBO Credits: 5 (Technical) — replaces Travel Medical Insurance 2014: A Comprehensive CE Review, will not grant additional RIBO hours if completed within 3 years of the previous 2014 course.
Many Canadians fail to manage the risk of travel and medical emergencies. This course illustrates how such risk can be managed and mitigated. It helps the seller of travel insurance policies understand options to arrive at the best solution for travellers’ needs.
With information on Super Visa, travel advisories, claims, and stability this course will give you knowledge and insight to make you stand out in the crowded travel insurance market.
