Provincial Life Credits: 3 credits in (BC, AB, SK, MB, ON)
CFP® Certificant: 3 credits (Financial Planning)
This three-credit course suggests three life stages by which you can classify your clients while planning their finances with the goal of retirement in mind:
- The Thinking Stage when retirement is an abstract concept and, though there are many competing financial considerations, some important groundwork can be laid;
- The Anticipating Stage when retirement is real and looming in the not-so-distant future;
- The Experiencing Stage when retirement has arrived.
Each stage has considerations around asset creation and protection, life insurance needs, and pension planning.