Category Archives: CPA

Course Descriptions for CPA catalogue

Taking Action on Money Laundering

Provincial Life Credits: 3 credits in (BC, AB, SK, MB, ON)
Provincial A&S Credits: 3 credits in (BC, AB, SK, MB, ON)

In 2019 FINTRAC introduced new guidance on the issue of how to recognize a suspicious transaction and possible indicators of money laundering and/or terrorist financing activity. This course covers your new requirements so that you will understand when a suspicious transaction report should be submitted. Your reporting is a compliance issue and the right, ethical, thing to do. The intelligence you provide may be the basis for action taken by FINTRAC or other authorities.

Make sure you understand what comprises “suspicion.” Learn other requirements and better understand who is a Politically Exposed Foreign Person in this easy-to-read course.

Price: $39.95

Property Matters: Property, Beneficiaries, Tax, and Life Insurance


Provincial Life Credits: 7 credits (BC, AB, SK, MB, ON)
CFP® Certificants: 7 credits (Financial Planning)

This course answers the question of “what is going to happen to my assets when I die?” We look at RRSPs, RRIFs, TFSAs, RESPs, mutual funds, the principal and secondary residence, pensions, shares of a small business, and even a collection of stamps. Tax on death for each asset is reviewed and the use of life insurance for value transfer is explored.

You will be able to show your clients how much life insurance they need to fulfill their estate planning goals and how to keep insurance needs in line with increasing tax obligations.

You will also learn the mistakes made in naming beneficiaries, changes to the principal residence exemption, and how to use segregated funds for estate planning.

Property Matters is in-depth information on a subject that touches everyone. It will be a valuable resource in your practice in years to come.

Price: $79.95

Seminar plus Handouts

Offer a seminar in your community to build business and increase your profile. Take advantage of a ready-made set of powerpoint slides with handouts with this course add-on.

You get:

  • The course with its CE credits.
  • A PowerPoint presentation with 62 slides of content to run a seminar. You can delete slides or change the notes: it’s up to you to own this and make it yours!
  • Four Newsletters in pdf format for clients focusing on ownership issues: use them in your seminar, send them by email, or use them in client meetings. Don’t miss the space at the bottom where you can write in a personal message or your signature!
  • The Asset Inventory Record and Beneficiary Record as a pdf file to hand out in your seminar or in client meetings. This collateral material is copyright-free so you can personalize it to suit you!

All this (the course and the client materials) is available at an introductory price of $99.95. The course and its test will be sent immediately by email. The collateral materials will be sent in a separate email within 72 hours of your order. Watch for both, and check your spam or junk folder if you do not receive both emails.

Price: $99.95

20-Hour CPD Package for CPAs

CPD Credits for CPAs: 20 Hours
CFP® Certificants: 20 credits (including Professional Responsibility)
Institute Members: 20 credits
IIROC (CECAP) Credits: 6 credits (Compliance); 4 credits (Professional Development)
Life Insurance: 20 Life credits (BC, AB, SK, MB, ON)

CPAs are required to complete 20 CPD hours each year and 120 CPD hours in three years. Now, you can have 20 CPD credits quickly delivered in this package of courses specially selected for Canadian-licensed CPAs.

Courses are oriented towards financial planning issues and solutions for retirement and senior clients. They provide background and context for challenges facing individuals and practitioners. Each course has been submitted for approval to either FP Canada, the Institute, and/or CECAP for IIROC Registrants. Each course has been accredited by at least one of these organizations; this attests to the suitability of courses for CPA CPD purposes in all Canadian jurisdictions.

The courses in this package include:

  • Cyber Security: Protecting Client Privacy in Your Practice (3 hours)
  • Elder Abuse and the Financial Exploitation of Seniors (3 hours)
  • Getting the Financial House in Order (7 hours)
  • Insurance for Business Owners (4 hours)
  • Professional Responsibility and Seniors (3 hours) 

This is an efficient way of completing CPD: online access means you can complete courses anytime, anywhere — without the time and expense of seminar attendance.

Price: $149.95 (A $104.80 saving on the cost of ordering each course on its own.)

INDIVIDUAL COURSES

The Financial Planning Mistakes of Clients

Provincial Life Credits: 2 credits in (BC, AB, SK, MB, ON)
CFP® Certificant: 2 credits (Financial Planning)

You’ve been floored to see prospects and clients make these mistakes — their belief that they don’t need a financial plan, that they can plan on their own, that they know all there is to know, or that their friend or neighbour has the answer for a magical investment opportunity. Your prospects and clients are not alone: many individuals make these same errors and come up on the wrong side of the ledger. And, they do it over and over again. This course covers seven common mistakes clients make, and the loss of opportunities that result from their errors.

You will learn new insight into the making of mistakes. Get a handle on what you can do to head off the inevitable crash landings that arise from arrogance and misperceptions. Help clients to get on the right track, stay there, and reap the rewards.

Price: $29.95

Act on Money Laundering


Provincial Life Credits: 1 credit in (BC, AB, SK, MB, ON)
Provincial A&S Credits: 1 credit in (BC, AB, SK, MB, ON)
CFP® Certificant: 1 credit (Practice Management)
Institute Credits: 1
General Credits: 1 credit in BC, AB, SK, MB, ON
Adjuster: 1 credit in AB

Money laundering is actively pursued by Canadian authorities working under the authority of FINTRAC and the Proceeds of Crime (Money Laundering) and Terrorist Financing Act ­­(PCMLTFA). FINTRAC is aggressively auditing entities, such as you and your firm, and when they ask for an audit, participation is compulsory. Get ahead of an audit with the information in this course. Learn the basics of your compliance regime requirements, identification requirements, and the newly defined thresholds for suspicion.

This short course provides the overview and reminders you need to ensure you are on top of compliance expectations and will be ready if an auditor comes knocking

Price: $19.95

The Basics of Canadian Life Insurance


Provincial Life Credits: 5 credits in (BC, AB, SK, MB, ON)
CFP® Certificants: 5 credits (Financial Planning)

This course has two parts to ramp up product knowledge and an understanding of needs.

Part One defines insurance terms for the Canadian advisor. You will:

  • update knowledge of life insurance products and features;
  • compare product features;
  • evaluate life insurance features and benefits to meet suitability obligations;;
  • identify which features align with client needs;
  • assess products in view of replacement and the replacement declaration;
  • describe aspects of policy application, claims, and other general provisions.

Part Two covers disclosure in the context of the sales approach advocated by the CLHIA (Canadian Life and Health Insurance Association). This information is essential to your day-to-day activities and your overall practice.

This course satisfies product knowledge and disclosure basics for agents and advisors.

Price: $69.95

Be a Better Advisor This Year


Provincial Life Credits: 5 credits (BC, AB, SK, MB, ON)
Provincial A&S Credits: 5 credits (BC, AB, SK, MB, ON)
CFP® Certificants: 5 credits (Financial Planning)
Institute Members: 5 credits
Quebec Credits: CSF: 5 PDUs (1 Compliance, 4 Insurance of Persons)
IIROC Credits: 5 credits
General Credits: 5 credits (BC, AB, SK, MB, ON)

If you provide better advice to your customers, will your sales improve?

This course gives you the chance to answer this question. It provides simple steps you can take to be better at your job starting today. You get practical customer-focussed ideas that you can immediately use to benefit prospects, clients, and your bottom line.

Learn to understand and anticipate client needs for insurance and investment products. Find quick insight into issues you face every day. Turn those issues into opportunities for service and sales.

Price: $69.95

Be the Better RRSP/TFSA Advisor


Provincial Life Credits: 6 credits (BC, AB, SK, MB, ON)
CFP® Certificants: 6 credits (Financial Planning)

Events of 2020 are going to illustrate the need for everyone to become better savers. RRSPs and TFSAs are two obvious ways to save and, more than ever, you will need to articulate the benefits of these accounts and answer the question: is one better than the other?

You’ll be able to respond to that question knowledgably and with confidence after you read this course. You will understand the pros and cons of each form of account and how each one can best serve the needs of your customer.

RRSPs and TFSAs are not old hat; they are important savings vehicles for short and long-term objectives.  You’ll find new and important information in this comprehensive overview to equip you with the information you need to advise prospects and clients correctly and completely. Be the better RRSP/TFSA advisor, starting now.

Price: $74.95

A Big Issue: Your Older and Aging Clients and Their Mental Capacity

CPD Credit Hours: 5
Provincial Life Credits: 5 credits in (BC, AB, SK, MB, ON)
Provincial A&S Credits: 5 credits in (BC, AB, SK, MB, ON)
CFP® Certificant: 5 credits (Financial Planning)
General Credits: 5 credits in AB

What’s the big issue? The big issue is the upcoming epidemic of individuals with dementia and Alzheimer’s disease.

What’s the relevance to you? As a leader in the financial services industry you must be able to recognize the signs of mental capacity, because mental capacity is a necessity for your business relationship with the client.

There is a link between age and mental incapacity. There are also more Canadians now reaching the age at which mental capacity becomes an issue than ever before. These are the same Canadians set to receive the largest transfer of wealth in our country’s history. The upshot? More people who are more incapable yet with more money that they don’t have the ability to manage or spend.

This course will:

  • provide a thorough understanding of what mental capacity is;
  • describe the importance of the related concept of financial capacity;
  • provide you with a toll to assess financial capacity;
  • show you the role of mitigating factors;
  • illustrate how elder abuse and fraud target seniors;
  • list the options for managing incapacity.

This is pure financial planning knowledge that addresses a frightening problem with information, insights, and ideas.

Price: $64.95

The Building Blocks of Canadian Retirement Planning

Provincial Life Credits: 5 credits in (BC, AB, SK, MB, ON)
Provincial A&S Credits: 5 credits in (BC, SK, MB, ON)
CFP® Certificant: 5 credits (Financial Planning)

Increase your understanding of retirement issues, plans, and planning to better serve the 1,000 Canadians a day who are retiring now — and for the next 20 years.

This course is an easy to read selection of terms and concepts that are relevant to retirement. The terms will help you guide client retirement decision-making, provide essential facts that will help develop plans, and give you insight and information. You will learn the real needs of retirees and how you can serve those needs.

Online version of course: $64.95

Canada’s Long-term Care Crisis and Its Insurance Solution

(Video course provided to view online.)

Speaker: Karen Henderson, CEO, Long-term Care Planning Network

CPD Credit Hours: 1
Provincial Life Credits: 1 credit in (BC, SK, MB, ON) (not valid in AB)
Provincial A&S Credits: 1 credit in (BC, SK, MB, ON) (not valid in AB)
CFP® Certificant: 1 credit (Financial Planning)

This session will give you the facts underlying long-term care: what it is and what your clients can expect. It will also show you how long term care insurance can prepare your clients for the future.

Price: $19.95

The CPP Question: When to Start the Retirement Pension?


Provincial Life Credits: 2 credits (BC, AB, SK, MB, ON)
CFP® Certificants: 2 credits (Financial Planning)
Institute Members: 2 credits
IIROC Credits: 2 credits (Professional Development)

Choosing the right time to begin the CPP retirement pension is a source of speculation and pain for advisors and their clients. Is it best to start early at a reduced value? Is it better to get the full pension at age 65? How about waiting and receiving a larger pension after 65? Is there a best course of action? What is it?

Now, you will be able to answer the question of “when is best?” knowledgeably with the information in The CPP Question. You will learn details about CPP with a focus for the discussion on the issue of timing. This is essential learning that increases your value to clients and prospects alike.

Course features year-by-year benefits breakdown for both pre-65 and post-65 pensions to calculate the exact percentage of pension reduction or increase.

Price: $29.95

Countdown to Retirement

Provincial Life Credits: 7 credits (BC, AB, SK, MB, ON)
Provincial A&S Credits: 3 credits (BC, SK, AB, MB, ON)
CFP® Certificants: 7 credits (Financial Planning)

In the five years before retirement there are many steps to take to ensure maximum retirement preparation. This course describes a financial plan of action for those five years. It addresses key issues such as the importance of capital protection during these years, the role life insurance continues to play, and how to organize affairs while still working.

This information provides excellent oversight of a transitional life stage. It can guide clients to being confident about their retirement readiness.

Price: $79.95

Decisions, Decisions: A Simple Approach to Better Financial Decisions

CPD Credit Hours: 4
Provincial Life Credits: 4 credits in (BC, AB, SK, MB, ON)
Provincial A&S Credits: 4 credits in (BC, AB, SK, MB, ON)
CFP® Certificant: 4 credits (Financial Planning)
General Credits: 4 credits in BC, AB, SK, MB, ON

This course will teach you how to make complex decisions in a simple four-step process. The process can be applied to any decision you face — personal or professional. And, for the financial advisor, it provides a way to substantiate a decision to a client. You can work through the process with a client, agree on the conclusion, and the decision is made. This process will save you time and make you better at your job.

Price: $49.95

Elders, Boomers, and Xers: Three Generations of Planning Opportunities

CPD Credit Hours: 7
Provincial Life Credits: 7 credits in (BC, AB, SK, MB, ON)
Provincial A&S Credits: 3 credits in (BC, SK, AB, MB, ON)
CFP® Certificant: 7 credits (Financial Planning)

If you believe insight into generational differences can influence your ability to sell, you’re right! This comprehensive course provides an overview of attributes of three generations, Traditionalist, Boomer, and GenX, with additional details on the issues relevant to each generation. There’s a ton of practical knowledge to take away and use immediately. Better information helps you do more; get it here.

Price: $79.95

Estate Planning for Retirees

Provincial Life Credits: 5 credits (BC, AB, SK, MB, ON)
CFP® Certificants: 5 credits (Financial Planning)

Planning an estate centres on these activities:

  • Has a will been written? Is it up to date?
  • Where is the will? Who knows its location?
  • Based on the will, who is specified to inherit which asset? What are the tax implications for the inheritor?
  • Are estate assets to be sold to fulfill requests and pay tax?
  • Will assets including insurance be enough to fulfill the wishes expressed in the will? If not, what needs to change?

This course provides consideration and context for these questions. It provides a wealth of no-nonsense detail about plans that must be made during life, what happens to the estate at death, and how to prepare for taxes now and then. A focus on insurance products and structure ensures you will equip your clients with insurance designed to meet their needs.

This course helps you to structure a plan for the future that can eliminate worry now.

Price: $69.95

Fair Market Value Transfer of Life Insurance

CPD Credit Hours: 2
Provincial Life Credits: 2 credits in (BC, AB, SK, MB, ON)
CFP® Certificant: 2 credits (Financial Planning)

Fair market value transfer is a sophisticated strategy used by those who are life insurance policy owners and private corporation shareholders. The life agent or financial advisor is “the quarterback” who initiates such a transfer; he or she must be fully knowledgeable about requirements for the transfer to withstand scrutiny by Canada Revenue Agency.

This course gives an overview of those details; it provides enough information for an advisor to understand the reasons such a transfer much be handled with care. If you think you have clients who could benefit from a fair market value transfer, read this course.

Price: $49.95

Financial Fraud: How to Protect Yourself, Your Clients and Your Business from Financial Fraud


Provincial Life Credits: 7 credits (BC, AB, SK, MB, ON
)
Provincial A&S Credits: 7 credits (BC, AB, SK, MB, ON
)
CFP® Certificants: 7 credits (Financial Planning)
General Credits: 7 credits (BC, AB, SK, MB, ON)

Nothing brings the criminals and fraudsters out of the woodwork like tough times. As of April 2020, they’ve never been more busy and more successful at attacking individuals, and business entities. Every email you receive that urges you to respond to important information about your bank account, or that your order is being fulfilled and needs confirmation, or that your assistance is needed in transferring funds shows you are a target for financial fraud.

Financial fraud is everywhere: the Internet, the mail, the person selling a service at your front door, and inadvertently by word-of-mouth in the latest “hot” investment tip from your friend or neighbour.

Learn what the frauds are, how they can be prevented, and what to do if you, your clients, or your business becomes a victim.

Also see the C’LIFE companion course, Cyber Security, Protecting Client Privacy in Your Practice for more on this compelling subject.

Price: $79.95

The Financial Snapshot: Foundations of Insurance Planning

CPD Credit Hours: 2
Provincial Life Credits: 3 credits in (BC, AB, SK, MB, ON)
Provincial A&S Credits: 3 credits in (BC, AB, SK, MB, ON)
CFP® Certificant: 3 credits (Financial Planning)
Advocis Credits: 3

A financial snapshot is an overview of client financial information that gives the advisor essential information to build recommendation and advice. In this three-credit Course, you will learn how to create a financial snapshot and:

  • the importance of insurance policies to cover mortgage obligations and travel needs;
  • how the personal income tax return yields a wealth of financial detail;
  • the need for a will;
  • the financial relevance of a passport.
Price: $39.95

Advising on Wills and Intestacy

Provincial Life Credits: 3 credits (BC, AB, SK, MB, ON)
CFP® Certificants: 3 credits (Financial Planning)

A will is an important and powerful document that many Canadians wrongfully avoid. You need to help your clients learn the costs of not having a will and the very negative results of such a decision. Learn how easily the potential heartbreak, surprises, and financial devastation can be avoided.

This course also describes common mistakes made in will preparation and provides a highly useful Asset Inventory form and a Beneficiary Endowment form to use with clients. Use them to determine the value of the estate and whether beneficiaries will inherit as planned. Here is practical, everyday information that is at the very basis of financial planning.

Price: $39.95

Five Simple Financial Resolutions


Provincial Life Credits: 6 credits (BC, AB, SK, MB, ON)
CFP® Certificants: 6 credits (Financial Planning)

Self-improvement is always a laudable goal, and here is a course that aims to improve the financial side of your clients’ life. It provides five easy resolutions that can apply to people of virtually any age. From resolving to save more to investing well — and making resolutions stick, the ideas in this course can lead to progress on goals, and success with dedicated effort.

Coach your clients to complete one, more than one, or methodically work through them all. They are a sure route to financial well-being that can be implemented any day of any year.

 

Price: $74.95

Focus on Retirement Risks


Provincial Life Credits: 7 credits (BC, AB, SK, MB, ON)
Provincial A&S Credits: 7 credits in (BC, AB, SK, MB, ON)
CFP® Certificants: 7 credits (Financial Planning)
Institute Members: 7 credits
IIROC credits: 7 credits (Professional Development)

It will not come as any surprise that retirees worry about their money. Rightly so. They face a unique set of risks due to age and circumstances.

This course identifies seven significant threats to retirees and their income:

  1. Longevity;
  2. Inflation;
  3. Change to marital status;
  4. Unexpected expenses (including healthcare);
  5. Declining cognitive abilities;
  6. Overspending;
  7. Sequence of returns.

We explore these risks — giving you background and analysis — and go on to provide useful risk management ideas and strategies.

You will find hard facts on the safe withdrawal rate for savings and how it translates into the lump-sum needed on retirement. You’ll learn shock therapy for the over-spender. And, you may learn some surprising information about the cost of healthcare for Canadians.

Focus on Retirement Risks gives you a wealth of meaningful and practical ideas and solutions for safeguarding retirement income.

Price: $79.95

Les Infractions au Code D’éthiques: Études de Cas Ouvert à L’apprentissage

 

CPD Credit Hours: 1
Provincial Life Credits: 1 credit in (BC, AB, SK, MB, ON)
Provincial A&S Credits: 1 credit in (BC, AB, SK, MB, ON)
Quebec Credits: CSF: 1 PDU (1 Compliance); IQPF: 1 PDU (1 SC)
CFP® Certificant: 1 credit (Professional Responsibility)
General Credits: 1 credit in (BC, AB, SK, MB, ON)
Advocis Credits: 1
CECAP: 1 (Compliance)

Also available in English.

Ce cours n’est pas une autre conférence sur ce qu’il signifie d’être éthique. Nous supposons que vous savez déjà son importance. Les Infractions au Code D’éthiques : Études de Cas Ouvert à L’apprentissage vous oblige d’examiner votre réflexion sur l’éthique et l’éthique en pratique. Il fournit des situations éthiques stimulantes dans lesquelles les conseillers doivent prendre des décisions difficiles et il suggère comment les directives éthiques peuvent aider avec la prise de bonnes décisions.

Intéressant et engageante, Les Infractions au Code D’éthiques devraient être votre choix pour rafraîchir votre éducation sur le comportement éthique.

Price: $24,95

Leverage: It’s Dollars and Sense

CPD Credit Hours: 3
Provincial Life Credits: 3 credits in (BC, AB, SK, MB, ON)
CFP® Certificant: 3 credits (Financial Planning)

Here’s a course on the investment strategy of leveraging, its risks, and its rewards. You will learn about tax deductibility, suitability, and how to achieve success —- without complicated formulas and calculations.

This course will help you determine when and if leveraging is a recommendation you want to pursue.

Price: $39.95

Manage and Resolve Conflict

Provincial Life Credits: 3 credits (BC, AB, SK, MB, ON)
Provincial A&S Credits: 3 credits (BC, AB, SK, MB, ON)
CFP® Certificants: 3 credits (Financial Planning)
General Credits: 3 credits (BC, AB, SK, MB, ON)
Adjuster: 3 credits (AB)

Beauty or beast? How you respond to conflict can establish your reputation as one or the other.

Conflict is impossible to avoid but it can be managed. Further, it’s been shown that if you want to be a star performer, you learn to manage conflict. This Course shows you how.

Learn:

  • Essential conflict management techniques that can be easily implemented;
  • To recognize your personal style and those around you: are you competitive? An avoider? A compromiser?
  • Why avoidance is ineffective;
  • How to get to the bottom of a problem before it becomes a deal-breaker;
  • The importance of win-win negotiation.

This is a great little course with tips that you can and will use to build better relationships and reduce stress.

Price: $39.95

Privacy Practices for the Financial Services


Provincial Life Credits: 3 credits (BC, AB, SK, MB, ON)
Provincial A&S Credits: 3 credits (BC, AB, SK, MB, ON)
CFP® Certificants: 3 credits (1.5 Financial Planning; 1.5 Practice Management)
Institute Members: 3 credits
IIROC Credits: 3 credits (Compliance)
Quebec Credits: CSF: 3 PDUs (3 in Compliance)
General Credits: 3 credits (BC, AB, SK, MB, ON)
Adjusters: 3 credits (AB)

It’s time to learn more about privacy than the usual PIPEDA review. Privacy issues affect many of your activities and those of your employees. In this Course you will:

  • Learn how to develop practices that will ensure you follow the letter and spirit of the laws.
  • Benefit from numerous personal checklists to help guide your actions.
  • Receive a sample social media policy to implement that addresses use of sites like Facebook, LinkedIn, and Twitter.

This Course is a win/win/win/win: You, your office, your employees, and your clients will all come out ahead when you have adopted these privacy protocols. Interesting to read and informative, Privacy Practices for the Financial Services should be on your desk today.

Course Price: $39.95

Plan for Probate

Provincial Life Credits: 3 credits in (BC, AB, SK, MB, ON)
CFP® Certificants: 3 credits (Financial Planning)

If your clients are anywhere in Canada outside of Quebec, you should be aware of the effect of probate fees (or estate administration tax) on their estates. To be blunt, probate hurts. It has one result across the board: diminished estate value. Even though the estate pays, the cost of probate is actually borne by inheritors because they receive less — but, by then it is too late: they cannot defer or eliminate the tax.

However, estate owners can reduce the amount of probate that will be charged on their death.

Help your clients plan now for this eventuality because there are ways of reducing this “tax”. You can help your clients save potentially significant costs with the ideas for planning in this course.

Price: $39.95

Professional Responsibility and Seniors: Advisor Guidance for Ethical Practice


Provincial Life Credits: 3 credits (BC, AB, SK, MB, ON)
Provincial A&S Credits: 3 credits (BC, AB, SK, MB, ON)
CFP® Certificants: 3 credits (2 Professional Responsibility, 1 Financial Planning)
Institute Members: 3 credits
IIROC (CECAP) Credits: 2 credits (Compliance)

This course has a focus on ethics for the senior client. You’ll read background on the challenges seniors present and thought-provoking case studies centred on seniors. Each case study draws upon FP Canada Principles and Rules to provide guidance for your responsibilities.

Informative and stimulating, Professional Responsibility and Seniors provides you with important information to use in building and sustaining a relationship with your senior clients.

Price: $39.95

Red Flags of Unethical Conduct: Case Studies Laid Open for Learning

CPD Credit Hours: 1
Provincial Life Credits: 1 credit in (BC, AB, SK, MB, ON)
Provincial A&S Credits: 1 credit in (BC, AB, SK, MB, ON)
CFP® Certificant: 1 credit (Professional Responsibility)
Advocis Credits: 1

This course is not another lecture on what it means to be ethical. We assume you know its importance. Red Flags of Unethical Conduct forces you to examine your thinking about ethics and ethics in financial planning practice. It provides thought-provoking ethical situations in which advisors must make hard choices and suggests how ethical guidelines can help decision-making.

Interesting and engaging, Red Flags of Unethical Conduct should be your choice for ethics education.

Price: $24.95

Retirement Income in Practice

(CPD Credit Hours: 3
Provincial Life Credits: 3 credits in (BC, AB, SK, MB, ON)
CFP® Certificant: 3 credits (Financial Planning)

Retirement Income in Practice is the complementary course to Retirement Income: Building Towards Answers. It takes the ideas of that course and puts them to the test in three case studies. A valuable overview of essential information is also provided. A set of worksheets is provided for advisor use.

Price: $34.95

Retirement Income: Building Towards Answers

Provincial Life Credits: 12 credits (BC, AB, SK, MB, ON)
CFP® Certificants: 12 credits (Financial Planning)

Every person who is digging in and saving for retirement wants to know how much to save and whether it will be enough to live on. This course gives you in-depth information you need to answer these questions and includes details on essentials such as income sources and tax.

You will learn sales opportunities for insurance products including annuities and life policies.

This is comprehensive information for the advisor who is serious about retirement income planning and strategies.

Price: $144.95

RIGHT Answers: Fast, Accurate Answers to Client Retirement Questions

Provincial Life Credits: 7 credits (BC, AB, SK, MB, ON)
Provincial A&S Credits: 1 credit (AB)
CFP® Certificants: 7 credits (Financial Planning)

Ask a retirement question; receive the answer! Here is a course that provides valuable and impartial Canadian information about issues relating to retirement presented entirely in a question-and-answer format. Superbly organized, you can find what you want or need to know quickly. Reading is easy and you get the ongoing benefit of a resource you can refer to again and again.

RIGHT Answers is written in a way to make you become the reliable source of retirement income facts for clients and prospects hungry for answers. It is a remarkable course for its clear approach to a subject that is too often made unnecessarily complicated.

Price: $79.95

Taking Care of Business: Insurance Needs for Business Owners

Provincial Life Credits: 10 credits (BC, AB, SK, MB, ON)
Provincial A&S Credits: 10 credits (BC, AB, SK, MB, ON)
CFP® Certificants: 10 credits (Financial Planning)
Institute Members: 10 credits
IIROC Credits: 10 credits (Professional Development)

Learning the details of insurance for small business owners now is a great strategy for future growth of your business.

As economic recovery takes hold, business owners will be cautious about their future. They are going to want to manage their personal and business risks like never before. You’ll meet these people as you work in your community and as you socialize: will you be ready with the information that can help them conquer their challenges?

One great step is to learn how life and disability insurance can fund buy-outs and personal needs. You can learn how to protect their personal and corporate interests by appropriate insurance coverage. Plus, you can learn the top tips for an exit strategy and a Shareholder Agreement Checklist, provided by a leading Canadian lawyer. This learning opportunity waits for you in this course.

Price: $124.95

Taking Care of Business: Insurance Needs of Business Owners – Overview Edition

Provincial Life Credits: 5 credits (BC, AB, SK, MB, ON)
Provincial A&S Credits: 5 credits (BC, AB, SK, MB, ON)
CFP® Certificants: 5 credits (Financial Planning)

As small businesses recover from the setbacks of 2020 their owners may be more aware of their personal and business vulnerabilities. It may be time to begin a conversation that can address their fears.

Further, some businesses are more or less unaffected by the pandemic, and a few others are in a position of business growth. Their owners have had a reality check and they may better recognize their need for life and disability insurance to fund buy-outs and personal needs. You’ll learn how to protect their personal and corporate interests by appropriate insurance coverage. Plus, you’ll learn the top tips for an exit strategy.

This is a condensed version of the 10-credit course by the same name. It will build your expertise and confidence in order to excel at the business insurance market when that market is ready for you.

Price: $69.95

Travel Medical Insurance: Managing Medical Risk at Home and Abroad

Provincial Life Credits: 5 credits (BC, SK, MB, ON)
Provincial A&S Credits: 5 credits (BC, AB, SK, MB, ON)
CFP® Certificants: 5 credits (Financial Planning)
General Credits: 5 credits (BC, AB, SK, MB, ON)

Canadians are active travellers: about 66% had passports as of 2016; in the US, that number is about 42%. Maybe it is our wish to leave some of the winter behind and head to warmer climes, maybe it is natural curiosity about foreign places, maybe it is the need to visit family abroad, or maybe it is a combination of many factors, but for whatever reason, a lot of Canadians travel. Unfortunately, there are far too many that fail to manage the risk of travel and medical emergencies through acquiring appropriate travel insurance.

This course illustrates how that risk can be managed and mitigated. It helps the seller of travel insurance policies understand options to arrive at the best solution for travellers’ needs.

With information on Super Visa, travel advisories, claims, and stability this course will give you knowledge and insight to make you a stand out in the travel insurance market.

 

Price: $69.95